Help for victims of the Target credit card security breach
The credit card information of about 40 million target shoppers has been stolen.
Who is a likely victim?
Anyone who made purchases by swiping their cards at terminals in U.S. Target stores between November 27th and Dec 15th. This does not affect anyone who made online purchases.
What data was stolen?
Customer names, credit card numbers, card expiration dates and the 3 or 4 digit codes on the back of the cards
How did it happen?
It is believed to be an “inside job” but Targets security measures have obviously failed.
What you should do:
- Call the credit card company
- Login to your credit card account online and check your recent transactions to see if you notice any charges that were not made by you.
- Continue to monitor your credit card charges
- Report to all three credit agencies (EQuifax, Experiean and Transunion) and them to put a fraud alert on your credit file
If you have been a victim….
- Create an Identity Theft Report – To create one, file a complaint with the Federal Trade Commission and print your Identity Theft Affidavit. You can call FTC at 877-438-4338 or visit https://www.ftccomplaintassistant.gov/GettingStarted?NextQID=17&Url=%23%26panel1-
- Use Affadavit to file a police report and create your IDentity Theft Report
- Put a freeze, not just a fraud alert, on your credit report by notifying each of the credit reporting agencies (Equifax, Experian and TransUnion).
- Get your credit report from each of the three agencies and see whether other fraudulent transactions or accounts are listed. If so, take steps to correct the errors.